A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges. The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance . In other words, credit cards combine payment services with extensions of credit. See more

To Use credit cards transaction y our contract needs to be activated for this.

You can only cancel this payment transaction, no delete is possible. Update the payment transaction is very restricted only to some special fields.

Using the secuconnect API one can:

create a new credit card transaction;
read the credit card transaction data;
cancel the credit card transaction.

API uses following data structures:

Supported Actions

Create secupay creditcard transaction (paymentSecupaycreditcardsPost)

To create new SecupayTransactionProductModel when client uses creditcard, SecupayTransactionProductDTO need to be passed to PaymentSecupayCreditcardsApi :: paymentSecupaycreditcardsPost.

Example

Create secupay prepay - shipping basket item

// Build request object
$shippingItem = new SecupayBasketItem();
$shippingItem->setItemType('shipping')
    ->setName('standard delivery')
    ->setTax('19')
    ->setTotal('1324');

Here we create basket item of shipping type.

Create secupay prepay - article basket items

$articleItem = new SecupayBasketItem();
$articleItem->setItemType('article')
    ->setArticleNumber('3211')
    ->setQuantity('2')
    ->setName('Testname 1')
    ->setEan('4123412341243')
    ->setTax('19')
    ->setTotal('1324')
    ->setPrice('1000');
$articleItem2 = new SecupayBasketItem();
$articleItem2->setItemType('article')
    ->setArticleNumber('48875')
    ->setQuantity('2')
    ->setName('Testname 2')
    ->setEan('4123412341236')
    ->setTax('19')
    ->setTotal('1324')
    ->setPrice('1000');

Here we create two basket items of article type.

Create secupay prepay - create basket

//Please note that Basket is just ordinary array
$basket = [];
$basket[] = $shippingItem;
$basket[] = $articleItem;
$basket[] = $articleItem2;

Next we add items to basket. Please note that Basket is just ordinary array.

Create secupay prepay - create ransaction DTO

$transaction = new SecupayTransactionProductDTO();
$transaction->setAmount("100")
    ->setCurrency("EUR")
    ->setOrderId("ZZZZZZ")
    ->setAccrual(True)
    ->setCustomer('PCU_XYG3DHBX32MJ8DUFASAXVA4X4M3BA2')
    ->setBasket($basket);

Finally we create SecupayTransactionProductDTO and fill fields we want.

Creating secupay creditcard transaction

// Make request
try {
	$api = new PaymentSecupayCreditcardsApi();
    $response = $api->paymentSecupaycreditcardsPost($transaction);
    // Success. $response contain SecupayTransactionProductModel
} catch (\Secuconnect\Client\ApiException $e) {
    // 
    print_r($e->getResponseBody());
    throw $e;
}

It's very straightforward code example. Most important is:

build request object to line 32 (of course it's just a simple example in real life it will look differently) - this request object contains information like: customer ID, amount, currency, order ID etc.
making a request to our API using PHP SDK on line 42 we create new object of PaymentSecupayCreditcardsApi and then sending the request using paymentSecupaycreditcardsPost method to create new credit card transaction

Response format

Success

If creation succeeded $response will contain instance of SecupayTransactionProductModel.

Error

If call failed, $e→getResponseBody will contain ProductExceptionPayload with following possible errors:

Error	Possible reasons
ProductFormatException	no payload provided amount is missing currency is missing customer id is missing
ProductNotAllowedException	access to contract denied contract disallows transactions product id is missing api key disallows payment method
ProductDuplicateException	duplicate order_i`d`

Cancel secupay creditcard transaction

To cancel transaction it's ID is required. It will be returned as id property of SecupayTransactionProductModel after successful post call.

Example

Canceling secupay creditcard transaction

$transactionId = 'q...1;
 
 
// Make request
try {
	$api = new PaymentSecupayCreditcardsApi();
    // $transactionId contains id of previously created transaction
    $response = $api->paymentSecupaycreditcardsCancelById($transactionId);
    // Success. $response body contain only confirmation.
} catch (\Secuconnect\Client\ApiException $e) {
    // Failure. $e->getResponseBody() contains ProductExceptionPayload
    print_r($e->getResponseBody());
    throw $e;
}

To cancel a credit card transaction only thing we have to do is:

to fill transactionId that we want to cancel and then call paymentSecupaycreditcardsCancelById method of PaymentSecupayCreditcardsApi (line 8)

Response format

Success

On success API will return only confirmation.

Error

If call failed, $e→getResponseBody will contain ProductExceptionPayload with following possible errors:

Error	Possible reasons
ProductNotAllowedException	access to contract denied contract id missing contract disallows payment
ProductNotFoundException	transaction not found transaction not accepted
ProductUpdateFailedException	transaction status disallows canceling transaction status change failed

Get secupay creditcard transaction

Details of transaction can be retrieved by it's id.

Example

Getting secupay creditcard transaction

$transactionId = 'q...1';
 
 
// Make request
try {
	$api = new PaymentSecupayCreditcardsApi();
    // $transactionId contains id of existing transaction
    $response = $api->paymentSecupaycreditcardsGetById($transactionId);
    // Success. $response contain SecupayTransactionDTO
} catch (\Secuconnect\Client\ApiException $e) {
    // Failure. $e->getResponseBody() contains ProductExceptionPayload
    print_r($e->getResponseBody());
    throw $e;
}

To get a credit card transaction only thing we have to do is:

to fill transactionId that we want to get and then call paymentSecupaycreditcardsGetById method of PaymentSecupayCreditcardsApi (line 8)

Response format

Success

On success API will return SecupayTransactionProductModel filled in with details of transaction.

Error

If call failed, $e→getResponseBody will contain ProductExceptionPayload with following possible errors:

Error	Possible reasons
ProductNotFoundException	invalid id unknown transaction
ProductNotAllowedException	access to contract denied access to transaction denied
ProductFormatException	invalid id